“Allow each French to benefit from the economic, budgetary and financial knowledge necessary for everyday decisions”, such is the ambition of the new site published by the Lite Lender.
Lite Lender is an educational portal which is part of a financial education strategy for individuals led by the government. The BdF was appointed by the Ministry of Economy and Finance to carry it out with “concrete actions with the general public, teachers and social workers, throughout the territory, ” she said..
85% of French people have not had access to education on financial and budgetary management
One observation: 85% of French people have not had access to budgetary and financial education, according to an Ifop poll for Bercy published in September 2016. 43% of respondents even explain that they felt the need to receive this type of education.
78% consider that it should be taught in school, which would have an impact, according to 65% of those questioned, “on over- indebtedness and situations of financial fragility”.
Credit and budget: everything is explained on Lite Lender
Savings, insurance, bank account, retirement, credit, everything is popularized there in order to inform the greatest number. My questions argent for delivers varied information on all the events that affect the wallet and answers questions from Internet users.
How do I do my accounts? How to choose my bank? How do I close my account? Why save? How to finance myself and control my debts? So many questions that find their answers in a few clicks.
Credit repurchase: a solution to manage your budget when you have several loans
Credit repurchase, also known as refinancing and debt restructuring. This operation makes it possible to lighten the household budget by grouping together all the loans taken out (consumer credits and mortgage) in order to repay in the end only a single monthly payment and a single loan. The objective of buying back credit is to reduce the monthly payment of credits by extending the term.
On My questions of money, credit consolidation is not to be outdone since it benefits from a dedicated page which goes back to its principle, on debt management and explains the debt ratio.